JBO-29000: When uploading .rtf through XML Publisher

Tip of the week: JBO-29000, when uploading a .rtf through BI Publisher/XML Publisher Administration -> template in Oracle EBS R12.1.3
Error Details: When uploading a .rtf file through XML Publisher Administration ->template receiving following error:
oracle.apps.fnd.framework.OAException: oracle.jbo.JboException: JBO-29000: Unexpected exception caught: java.lang.OutOfMemoryError, msg=Java heap Error Page
Exception Details:
oracle.apps.fnd.framework.OAException: oracle.jbo.JboException: JBO-29000: Unexpected exception caught: java.lang.OutOfMemoryError, msg=Java heap space  at oracle.apps.fnd.framework.OAException.wrapperException(OAException.java:912)   at oracle.apps.fnd.framework.OAException.wrapperException(OAException.java:888)  at oracle.apps.fnd.framework.OAException.wrapperInvocationTargetException(OAException.java:1009)         at oracle.apps.fnd.framework.server.OAUtility.invokeMethod(OAUtility.java:211)  at oracle.apps.fnd.framework.server.OAApplicationModuleImpl.invokeMethod(OAApplicationModuleImpl.java:720)   at oracle.apps.xdo.oa.template.webui.TemplateFileAddCO.processFormRequest(TemplateFileAddCO.java:439)   at oracle.apps.fnd.framework.webui.OAWebBeanHelper.processFormRequest(OAWebBeanHelper.java:819)
Solution :
Oracle recommends to use XDOLoader to get around this issue due to the upload process requires validation of the layout and it fails due to limitations of the iAS webserver.  Nonetheless, this will not be an issue in EBS R12.2 onwards due to iAS being replaced by WebLogic Server (WLS).